Control your Finance today, Build your Wealth tomorrow

 Before going to alternative investments. First of all, lets see what are the traditional and mid era investment options. What are the Traditional investment options? This are the investment option where investors get high security but of course low return on investment i.e. ROI but still people choose this kind of options because they don’t even know about another options. Investment options are as:                 But as Era change, people perspective towards risk, managing and investing money also changed. So, that’s why after 2008 crisis people started to think about Equity and from 2014, they started to invest in equity and mutual funds. In 2014 the total investment was 3000 Crs and in 2024 it around 20000 Crs. That’s a huge V shape stat.               This is India’s sad thing that if people get to know about one thing, they ov...

 In Today's world where if any person want money via loan there are various paperwork and procedures that everybody need to follow if not then you are not allow to take loan through bank. It means your every penny is with bank. and every information of that penny is with bank and that institution where you took that loan. This isn't not peer to peer transaction and it isn't transparent though. This is what centralized finance is. To remove the role of this banks and institution DeFi comes and play its crucial role. Defi comes To Provide peer to peer transparent transaction.   What is DeFi? Decentralized finance (DeFi) is an emerging peer-to-peer financial system that uses blockchain and cryptocurrencies to allow people, businesses, or other entities to transact directly with each other. The key principle behind DeFi is to remove third parties like banks from the financial system, thereby reducing costs and transaction times. Defi needs a foundation of blockchain network a...

 Blockchain!! Blockchain!! We often here about Bitcoin in our daily life. but do we know enough about its foundation, that on which technology it's based on. that's why Todays, topic is about blockchain. The unsung hero behind every secure and legitimate transaction of Bitcoin and like every cryptocurrency. Before diving into the core part of the Blog, let's see why we are in need of blockchain. so, take an example of our current financial system. suppose A paid $1000 to B then how this transaction reflects in baking software. A's account gets debited with $1000 whereas B's Account get credited with $1000, isn't it?? but here the issue is all the control of our transaction is in the hands of banks. They may put different amount instead of $1000. but they didn't because they are under scrutiny of central bank and central bank is under observation of finance ministry. it only means our whole financial system running on trust. hence our system is Centralized....

 Artificial intelligence (AI) has revolutionized financial services by improving efficiency, accuracy, and customer experience. Here’s an overview of how AI is transforming the industry: 1. Trading and Investment Management Algorithmic Trading: AI-driven algorithms analyze large datasets and execute trades in milliseconds to capitalize on market inefficiencies. Quantitative Analysis: Machine learning models identify patterns and correlations in financial data to develop advanced trading strategies. Portfolio Optimization: AI tools like robo-advisors use predictive analytics to create and rebalance investment portfolios tailored to individual risk profiles. 2. Risk Management Fraud Detection: AI detects anomalies in transaction patterns, identifying potentially fraudulent activities in real time. Credit Scoring: Machine learning models analyze alternative data (e.g., social media, spending patterns) to improve credit risk assessments for loans. Market Risk Prediction: AI model...

       In 21st century everyone wants to build and create wealth, and they start from teenage i.e. 20 or 22 that's best to invest early to enjoy the magic of compounding which starts to show its power after 15 to 20 years of investing. Best road to invest in stock market is of course mutual funds. where individual don't need to cater stocks every day and not to watch market run on daily basis. But catch is How to select the best mutual fund, which things one to consider while choosing best mutual funds. without wasting further time let's discuss one by one: - 1. Risk appetite First of all, you need to consider your risk tolerance level i.e. How much risk you can bear on investment. suppose your risk tolerance is high then consider equity funds, if moderate then consider hybrid funds which combined equity and debt in portfolio and if your risk level is low then consider debt funds. If want to know more about various types of funds to get aware about risk tolera...